Saturday, December 31, 2011

Cincinnati Tornado: A Look Back

This weekend marks the one year anniversary of the tornado that
destroyed nearly all of Cincinnati.? On Saturday, be sure to watch
our special coverage of how the city has rebounded and rebuilt, 12
months later - and what's left to be done.

We'll check in with the Fire Department - volunteers and firefighters have spent countless hours rebuilding the station after it was demolished by the twister.

Earlier Reports:
Nat'l Weather Service: EF3 Tornado Hit Cincinnati - from Friday, December 31 2010

Hospital Donates to Town Destroyed by Tornado - from Monday, April 11 2011


Also during our Saturday newscast, we'll revisit some personal stories of loss from the New Year's Eve tornado to find out how families are doing heading into 2012.

Earlier Reports:
Survivors Speak about Deadly Cincinnati Storm - from Saturday, January 01 2011

Disaster Cuts Childhood Short -from Sunday, January 02 2011

More stories from Cincinnati over the last year, CLICK HERE.

Special "One Year Later" coverage starts Saturday at 6 on KNWA.

Source: http://nwahomepage.com/fulltext-news/?nxd_id=295817

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Friday, December 30, 2011

PFT: Elway needs Tebow more than ever

Tim TebowAP

One of the most intriguing games of Week 17 will be played in Denver, when the Prodigal Son returns from Kansas City.

But folks in Denver will neither be slaying a fatted calf nor growing any neckbeards to commemorate the occasion.? Instead, they?ll be worried that Chiefs quarterback Kyle Orton will topple the home team?s chances at what was once an unlikely postseason berth, thanks to the Broncos? 1-4 start under Orton.

Thus, to avoid the embarrassment of having the man that the Broncos let walk away knock the Broncos out of the playoffs, V.P. of football operations John Elway suddenly needs the quarterback about whom Elway has been at times ambivalent to save his bacon.? Yes, Elway needs Tebow, more than ever.

Though Elway won?t be fired if Orton and the Chiefs knock off the Broncos, it will make for a long offseason of Broncos fans openly questioning whether Elway has the chops to run an NFL team.? They?ll say that Elway should have foreseen the possibility of Orton landing with the Chiefs, and that Elway should have politely (or, if necessary, rudely) explained to Orton that he won?t be set free simply because he wants his freedom.

And while Elway has recently embraced Tebow as the quarterback of the immediate future, the outcome of Sunday?s game undoubtedly will have an impact.? If Tebow wins, he?ll surely have all of 2012 to prove himself.? If Tebow loses, the leash likely will be shorter, and the Broncos could be more inclined to sign a veteran who could push and/or supplant Tebow if he plays in September and October the same way he played on Christmas Eve in Buffalo.

Either way, three hours of football on Sunday afternoon will have a huge impact on the next 12 months in Denver, and possibly beyond.

Source: http://profootballtalk.nbcsports.com/2011/12/30/on-sunday-tebow-can-save-elway/related/

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Big Deal of the Year: Microsoft?s acquisition of Skype for $8.5B

Microsoft purchased Skype in a deal worth $8.5 billion in cash. The acquisition gave Microsoft the highly visible internet voice and video service that accounts for about one in five international calling minutes worldwide.

The Skype takeover was voted the big deal of the year by readers of TechFlash as part of our 2011 TechFlash Newsmaker Awards, or Flashies.

Many have knocked the deal, given Microsoft?s poor track record with large acquisitions (Danger, aQuantive) and the high price the company is paying for Skype. However, given that Skype was rumored to be in talks with Facebook and Google prior to being scooped up by Microsoft, it?s been suggested that coup alone is worth the price tag.

Microsoft has said it will use Skype?s technology to support Microsoft devices including Xbox and Windows Phone and Microsoft will connect Skype users with Lync, Outlook and Xbox Live.

Skype is now a business division of Microsoft and Skype CEO Tony Bates reports directly to Microsoft CEO Steve Ballmer.

Source: http://feedproxy.google.com/~r/TechFlash/~3/0Lrpr0SlevE/deal-of-the-year-microsoft-buys-skype.html

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Thursday, December 29, 2011

Tutorial: How to build an Android app

One of the strengths of the Android platform compared to iOS, for example, is that it has an open source basis, which makes it easier to produce your own applications and distribute them without waiting for a lengthy approval process.

You can set up your own Android app on your PC as long as you have the right software installed, and you can even take it for a test drive using an Android emulator so you can see what it will look like when it's run on a smartphone.

There are two techniques that you can use to produce Android applications with a PC. The first uses the Android Software Development Kit (SDK). This lets you write raw code and helps you get it working in the Android environment. The second uses App Inventor, a Google Labs tool that's still in beta.

This provides you with a simple drag-and-drop environment that you can use to generate new applications made up of building blocks of code and media. It's an attempt to make application development possible for people who aren't hardcore coders, but it's not recommended for production environments.

Assuming that you'd like to try the full coded environment, we'll demonstrate how to produce a simple 'hello world' application. If you'd rather work in a GUI, we'll discuss App Inventor later on. Android apps are written in Java code, so you'll need a Java development kit installed on your PC. You also need an integrated development environment (IDE) so you can write and test the code.

How to create an android app

You also need to get your computer ready for the Android SDK. Start by installing a Java Development Kit for your version of Windows.

You also need to install Eclipse IDE for Java developers. When you install Eclipse it will check for the JDK. It's best to unzip Eclipse in the same directory as the JDK. If it can't find the JDK it won't install, but you can always move the required files to whatever directory the Eclipse installer is examining.

With Eclipse up and running, you can download the Android SDK. Extract it to a safe directory on your PC and make a note of where it is.

How to create an android app

Back in Eclipse you need to add the Android Development Tools. To do this, choose 'Help > Install new software'. Next to 'Work with', enter https://dl-ssl.google.com/android/eclipse and click 'Add'. In the pane below this, check 'Development tools' and click 'Next'. Select 'Android DDMS' and 'Android Development Tools'. Click 'Next', accept the terms and restart.

You need to point the ADT plugin to where you extracted the Android SDK. In Eclipse choose 'Window > Preferences > Android'. Next to 'SDK location' click 'Browse' and locate the folder with the SDK. Click 'Apply' and 'OK'

Android platform

How to create an android app

Now that you've sorted out the programming environment, you also need to get at least one version of the Android platform. You can do this in the Android SDK and AVD Manager, which you can launch in Eclipse if you've set your system up correctly.

Choose 'Window > Android SDK and AVD Manager' to open it, then select 'Available packages' and tick the box next to 'https://dl-ssl.google.com/android/repository/repository.xml'.

After a brief scan of the repository, you'll see the available components. Tick those that you want to install and clear the rest. The most important package to install is the latest version of the Android platform. You'll only need older ones if you plan to release your app and need to test it in a range of different versions. At this stage you can also clear the samples, Google APIs and USB driver. If you need any of these later, you can always go back and install them.

Click 'Install selected' and wait for the components to download. Verify and accept the new components if prompted and they will be added to your existing Android SDK folders.

Android virtual devices

How to create an android app

Having downloaded a version of Android, you need to set up an Android Virtual Device (AVD) to run the computer. You can do this in the Android SDK and AVD Manager. Choose 'Window > Android SDK and AVD manager' and select 'Virtual devices'. Click 'New' and provide a name for your new device. Select the Android platform that you want to use as the target. Click 'Create AVD'.

If you want to test your application under different versions of Android, you'll need to create a new virtual device for each version of the platform. You can also specify other parameters here, including the presence and size of an SD card. It's also possible to select a file to use as a virtual SD card.

You can opt to use the built-in skin (recommended) or specify the resolution that you want to use. Under 'Hardware', click 'New' and select a device if you want to add more virtual hardware.

For a simple AVD, you'll generally be fine sticking with the default options. You can now close the Android SDK and AVD Manager.

Create and emulate your Android app

How to create an android app

Assuming you now have all the software in place and you've set up a virtual device in the Android SDK and AVD manager, you can create a new project. In Eclipse IDE choose 'File > New > Project'. In the New Project wizard, select the 'Android' folder and choose 'Android project'. Click 'Next'. You now have a new window for your project details.

To start with, we'll set up a simple 'Hello world' application that just displays some text when launched. In the field marked 'Project name', enter HelloAndroid. For 'Application name' enter Hello, Android. For 'Package name' supply com.example.helloandroid and for 'CreateActivity', enter HelloAndroid. Click 'Finish'. These parameters are used to set up your project in Eclipse.

The project name is also the name for the directory in your workspace that will contain your project files. Eclipse will create it for you. Assuming you accepted the default Windows workspace of C:\Users\[username]\workspace, you'll find the above directory at C:\Users\[username]\workspace\HelloAndroid.

If you browse to this in Windows Explorer, you'll see a number of subfolders and files set up as part of the project.

How to create an android app

The application name is the title of your app, which will be displayed in the Android device. Change this to change the name of the app. You need to be a bit more careful with the package name.

This is the namespace for the package where your source code resides. It needs to follow the rules for naming packages in Java. It also needs to be unique across the Android system, which is why a domain style package is used; 'com.example' is reserved for examples like this.

If you develop an app that's published, you'll need to use your own namespace. This usually relates to the organisation publishing the app.

'Create activity' relates to the class stub generated by the plug-in. An activity is basically an action. It might need to set up a user interface if it needs one. We left other project fields at their default values, but it's useful to know what they do. 'Min SDK version' lets you set the minimum API required by your application.

If 'Use default location' is ticked, your project will be saved in your workspace. You can opt to change this if you want to store the files elsewhere. 'Build target' is the platform target for your application. It's the minimum version of Android that it will run on.

If you develop an app to run on an earlier version of Android, it should run on a later one too, but one developed for a later version of the platform probably won't run on an earlier version. For an example like this, the build target isn't critical as long as you can get your application to run in the emulator. It's more of a concern when you come to release an app.

Finally, the option to create the project from an existing example enables you to select some existing code to modify. You'll find this of more interest as you move on to greater programming challenges.

Modify the code

You should now see your project displayed in the Package Explorer, which is shown in the left-hand pane of Eclipse. Double-click 'HelloAndroid' to expand it. Also expand 'src' and 'com.example.helloandroid'. Double-click 'HelloAndroid.java' to see the code that's already been set up. In the main pane you should see the following text:

package com.example.helloandroid;

import android.app.Activity;
import android.os.Bundle;

public class HelloAndroid extends Activity {
/** Called when the activity is first created. */
@Override
public void onCreate(BundlesavedInstanceState) {
super.onCreate(savedInstanceState);
setContentView(R.layout.main);
}
}

If you can't see all of this, try looking to the left-hand side of the pane and expanding any plus signs that indicate collapsed code. This defines your application without actually doing anything at this stage. To make it do some work, we need to add an object that will contain your text.

Having done that, we also need to specify the text. Below 'import android. os.Bundle;' add the following line:

import android.widget.TextView;

Also add the following above the two sets of closing curly brackets:

TextView tv = new TextView(this);
tv.setText("My First Android App"); setContentView(tv);

You can replace the text within the quotes to make your app say whatever you like. Check that the code in its entirety reads as the following, assuming you kept the displayed text the same:

package com.example.helloandroid;

import android.app.Activity;
import android.os.Bundle;
import android.widget.TextView;

public class HelloAndroid extends Activity {
/** Called when the activity is first created. */
@Override
public void onCreate(BundlesavedInstanceState) {
super.onCreate(savedInstanceState);
TextView tv = new TextView(this);
tv.setText("My First Android App");
setContentView(tv);
}
}

Save the changes to your code. You can now try it out in the Android emulator. In Eclipse, choose 'Run > Run > Android application'. The emulator launches. It can take a few minutes to boot into Android, so be patient. Once booted, your app should run automatically and you'll see a grey title bar with the app name in it. Below this, your chosen text is displayed.

Press the 'Home' button in the emulator to return to the Android home screen. Click the 'Applications' button to see the list of available applications. Among these you should see 'Hello, Android'. Select this to launch your app again.

Test your app on an Android device

How to create an android app

Now you've successfully run your app in the emulator, you can try running it on a real device. First you need to ensure that the USB driver is installed in the Android SDK and AVD manager. Choose 'Window > Android SDK and AVD manager > Available packages'. Select the Android repository, ensure that the USB driver is ticked and click 'Install selected'.

Connect your phone to a spare USB port and wait for Windows to detect it. In the New Hardware wizard, choose 'Locate and install drivers' and opt to browse your computer for the driver software. Browse to the 'Android SDK' folder and locate the subfolder for the USB driver. Windows should find and install it from here.

Now you need to declare your app as debuggable. In Eclipse, expand your HelloAndroid application and double-click 'AndroidManifest.xlm'. Move to the 'Application' tab and select 'True' from the Debuggable dropdown list. Save the project.

Go to your Android phone and choose 'Menu' from the home screen, then select 'Applications > Development' and enable USB debugging. Now you can reconnect it to your PC via USB. If you want to check that the SDK can see your phone, browse to the 'Tools' directory in your 'Android SDK' folder. Launch 'adb.exe' and you should be able to see your phone listed as 'Device'.

To launch your application on the connected phone, you need to choose 'Run > Run > Android application in Eclipse'. Now you have both the emulator and your phone connected, you need to specify which you want to run it on. Eclipse presents you with a Device Chooser that lists all the available devices and emulators. Select your phone from this list to install and run the app.

Now you've produced and run a very basic application from raw code in an emulator and on an Android device, you can begin to learn how to develop your own. It helps to have some knowledge of Java programming, but you'll also find a number of stepped tutorials in the Android Developer Resources pages.

These include introductions to the different views available to apps and how to implement them. You'll also find ways to use common resources like location information, and find out how to debug your work.

You can find a full list of sample code on these pages too. This will help you to work through example applications that you can modify to your own ends. These include games such as Snake and Lunar Lander, plus utilities like Note Pad and Wiktionary. You can find even more samples at Apps-for-Android.

Source: http://feedproxy.google.com/~r/techradar/computing-news/~3/Hp1h9leJu3s/story01.htm

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Video: Trading Top Stocks for 2012

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Source: http://video.msnbc.msn.com/cnbc/45806472/

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Wednesday, December 28, 2011

About that left-libertarian alliance thing (Unqualified Offerings)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/179809675?client_source=feed&format=rss

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Mexico police arrested over torture video (Reuters)

MEXICO CITY (Reuters) ? Mexican authorities arrested five policemen on Monday on suspicion of torture after a video was made public showing police officers submerging a detainee's head in a bucket of water.

An official at the attorney general's office said five Mexico City police officers were taken into custody over the alleged torture, which took place in the capital's tough inner city neighborhood of Tepito last month.

Soon after the incident, a video was posted on the Internet showing a man with his shirt pulled over his head being dunked in a bucket of water while in the custody of a unit of well-armed policemen. (http://www.youtube.com/watch?v=spQi5-e4ft4 )

President Felipe Calderon's term in office has been dominated by an army-led crackdown on drug trafficking cartels, which sparked a wave of criminal violence that has claimed more than 45,000 lives in the past five years.

Human rights groups have accused the police and army of abuses, including torture and killings, though very few officials have been convicted. Last month activists asked the International Criminal Court in The Hague to investigate Calderon and top officials over the allegations.

(Reporting by Patrick Rucker and Dave Graham; editing by Anthony Boadle)

Source: http://us.rd.yahoo.com/dailynews/rss/mexico/*http%3A//news.yahoo.com/s/nm/20111227/wl_nm/us_mexico_police

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Tuesday, December 27, 2011

Arizona, New Mexico & the Grand Canyon trips : 58 themed itineraries, 1005 local places to see / Becca Blond ... [et al.]. Due: Jan 4

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Source: http://hzapps.hclib.org/pub/ipac/link2iPac.cfm?index=BIB&term=3286723

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Siri, What Were Your Top 5 Hacks And Mods Of 2011?

siri2011 saw the rise and fall of Siri. What was initially hailed as something just short of the savior of mankind turned out to be a limited voice control system. Apple insists Siri is still a beta product. They say it will get better. But some out there couldn't wait for Apple. And so, with a little imagineering, people made Siri do all sorts of unconventional tasks in 2011. These hacks led to her opening beer, playing the piano, and even warning owners about what's on a specific TV station. Yeah, the official feature set of Siri is a bit underwhelming, but hackers and modders managed to roll out an impressive set of avant-garde use cases to keep owners occupied until Apple rolls out the next Siri revision. Read on for the top 5 Siri hacks and mods of 2011.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/TJ5XbA42DGg/

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Monday, December 26, 2011

Hooked On Golf Blog :: Merry Christmas

? December 25, 2011Category: Miscellaneous

Merry Christmas to all HOG friends, readers, associates and fellow golf bloggers!

About Tony Korologos a.k.a. mediaguru

Tony Korologos is one of golf's original bloggers, covering golf since 2004. Also known as "MediaGuru," Tony is one of the internet's top experts in golf social media and golf social networking. Tony is also apparently very good at writing about himself in the third person... :-)

Source: http://rd.sportsblogs.org/viewEntry.php?id=3414992&src=rss

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"X Factor" finale jumps 31 percent giving Fox big win (Reuters)

LOS ANGELES (TheWrap.com) ? The season finale of "The X Factor" enjoyed a sizable boost over last week to hand Fox an easy win Thursday night, according to preliminary numbers.

On a night that was marked by repeats from the competing networks, "The X Factor" from 8 to 10 p.m. jumped 31 percent over last week's performance, taking a 3.8 rating/11 share in the adults 18-49 demographic, and grew 25 percent in total viewership with 12.4 million total viewers. The strong showing gave Fox a win for the night in both the demographic and total viewership.

NBC ran "Who's Still Standing?" at 8, which received a 1.5/5 and 5.2 million total viewers, followed by repeats until "Prime Suspect" at 10, which drew a 1.0/3 and 4.4 million total viewers.

At ABC, the night began with the holiday special "Prep & Landing: Naughty vs. Nice" at 8, which posted a 1.1/3 and 3.8 million total viewers, followed by an episode of "Prep & Landing" at 8:30, which also received a 1.1/3 and 3.6 million total viewers. "Charlie Brown: I Want a Dog for Christmas" at 9 also posted a 1.1/3 and 3.6 million total viewers. The network's evening closed with a "Grey's Anatomy" repeat.

CBS ran repeats throughout the night.

Source: http://us.rd.yahoo.com/dailynews/rss/enindustry/*http%3A//news.yahoo.com/s/nm/20111223/media_nm/us_tvratings

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Sunday, December 25, 2011

Happy Holidays from Jennifer Freeman

Merry Christmas from Jennifer Freeman and 2-year-old daughter Isabella Amour! “During the holiday season, my sisters and I love to cook yummy dishes and bake deserts. Now that Isabella is two, we will have her join in on the fun!” the My Wife & Kids star, 26, tells PEOPLE of their plans. “Isabella has been [...]

Source: http://feeds.celebritybabies.com/~r/celebrity-babies/~3/KLbP_9iBKw4/

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New U.N. draft resolution on Syria: bombs hit capital (Reuters)

BEIRUT (Reuters) ? World powers argued about the details of a U.N. resolution on Syria, after suicide car bombers lent a grim new face to its conflict by killing 44 in Damascus.

European and U.S. officials want the Security Council to impose an arms embargo and other sanctions on Syria's government because of its nine-month-old crackdown on protesters, which U.N. officials say has killed thousands.

Western powers say government security forces have been responsible for most of the violence. But Russia, an old ally of Damascus, wants any resolution to be even-handed.

"If the requirement is that we drop all reference to violence coming from extreme opposition, that's not going to happen," U.N. ambassador Vitaly Churkin said in New York after Russia submitted a revised draft resolution to the council.

"If they expect us to have arms embargo, that's not going to happen," he said. "We know what arms embargo means these days. It means that - we saw it in Libya - that you cannot supply weapons to the government but everybody else can supply weapons to various opposition groups."

German Ambassador Peter Wittig said the latest Russian draft did not go far enough.

"We need to put the weight of the council behind the Arab League," he said.

"That includes the demands to release political prisoners, that includes a clear signal for accountability for those who have perpetrated human rights violations."

The first batch of 50 Arab League monitors will head to Syria on Monday to assess whether Damascus is abiding by an Arab peace plan, Egypt's state news agency reported on Friday.

Sudanese general Mohammed Ahmed Mustafa al-Dabi will lead the mission, the agency said.

CARNAGE IN CAPITAL

The suicide bombs, aimed at two security buildings, sent human limbs flying and streets in Syria's capital were littered with human remains and the blackened hulk of cars.

President Bashar al-Assad has used tanks and troops to try to crush nine months of street protests inspired by other Arab uprisings this year. Such mainly peaceful rallies are now increasingly eclipsed by an armed insurgency against his security apparatus.

But Friday's blasts signaled a dramatic escalation.

"It's a new phase. We're getting militarized here," said Joshua Landis, a Syria expert at the University of Oklahoma who felt Friday's bombs were a "small premonition" of what may come in a country that some analysts see slipping towards civil war.

"This is when the Syrian opposition is beginning to realize they are on their own," he added, referring to Western reluctance to intervene militarily in Syria.

The interior ministry spokesman said 166 people were wounded by the explosions. It broadcast footage of mangled bodies being carried in blankets and stretchers into ambulances a row of corpses wrapped in sheets lying in the street.

Foreign Ministry spokesman Jihad Makdesi said the attacks were carried out by "terrorists (trying) to sabotage the will for change" in Syria, and followed warnings from Lebanon that al Qaeda fighters had infiltrated Syria from Lebanese territory.

The United States condemned the attacks, saying there was "no justification for terrorism of any kind" and that the work of the Arab League should not be hindered.

There was no immediate claim of responsibility. Al Qaeda are Sunni Muslim militants. Assad and Syria's power elite belong to the Alawite branch of Shi'ite Islam while the majority of Syrians, including protesters and insurgents, are Sunnis.

"THEY'LL KILL US ALL"

"I'm defending my people," Ali, 45, an Alawite factory worker issued by police with a gun which he has used against protesters in the city of Homs, said in comments passed on to Reuters.

"We can't let them topple the regime, they'll go after us and kill us all."

Some of Assad's opponents said the suicide attack could have been staged by the government itself.

Syria has generally barred foreign media from the country, making it hard to verify accounts of events from either side.

The United Nations says Assad's forces have killed more than 5,000 people in their crackdown on the protests, which erupted in March instigated by uprisings that have toppled autocratic leaders in Tunisia, Egypt and Libya over the course of the year.

The opposition Syrian Observatory for Human Rights said 15 civilians were killed outside the capital on Friday, eight of them in Homs.

The Arab League peace plan stipulates a withdrawal of troops from protest-hit cities and towns, release of prisoners and dialogue with the opposition.

Damascus says more than 1,000 prisoners have been freed since the Arab plan was agreed and the army has pulled out of cities. Anti-Assad activists say no such pullout has occurred.

(Additional reporting by Dominic Evans and Louis Charbonneau; Writing by Andrew Roche; Editing by Louise Ireland)

Source: http://us.rd.yahoo.com/dailynews/rss/world/*http%3A//news.yahoo.com/s/nm/20111223/wl_nm/us_syria_attacks

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Saturday, December 24, 2011

UH-OH: Chinese And Australian Stock Markets Are Diving, Shanghai Composite Down 1.3%

Shanghai stock market

Image: AP

The Shanghai Composite is down 1.3% right now, extending a three day sell-off. ?Investors seem to be getting increasingly worried about a hard landing scenario.

All of the other Asian markets are also trading down.

Korea's Kospi is down 0.5%.

Japan's Nikkei is down 0.6%.

Australia's S&P/ASX is down 1.2%.

Hong Kong's Hang Seng is down 0.8%.

Shanghai Composite is down 1.7%

After being in the red for most of day, U.S. markets closed modestly higher. Earlier today, the ECB announced that it loaned nearly half a trillion euros to banks through its LTRO plan.

DON'T MISS:?MORGAN STANLEY: The Complete Guide To China's Economy In 2012 And 2013

Source: http://www.businessinsider.com/asian-markets-21-2011-12

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Health Tip: Diabetics, Pack Smart for Holiday Travel (HealthDay)

(HealthDay News) -- If you're diabetic and preparing to head out for the holidays, take care to carefully pack your medications and supplies.

The U.S. Centers for Disease Control and Prevention offers these suggestions:

  • Pack twice as much medication and supplies as you'll need, in case there are delays in returning home.
  • Pack glucose tablets/gel and some snacks.
  • Carry an emergency contact number, your doctor's name and phone, and your insurance card.
  • Bring a medical identification card that identifies you as being diabetic.
  • Pay attention to time zones and adjust your medication schedule accordingly.
  • Pack an emergency glucagon kit.
  • Pack insulin in an insulated bag with some ice packs.

Source: http://us.rd.yahoo.com/dailynews/rss/meds/*http%3A//news.yahoo.com/s/hsn/20111222/hl_hsn/healthtipdiabeticspacksmartforholidaytravel

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Thursday, December 22, 2011

Eddie Murphy?s Ex Wife Taken To The Cleaners For $7 Million By A Professional Swindler

A self-described Los Angeles entertainment entrepreneur is charged in a federal indictment unsealed Tuesday with bilking $7 million from a recent divorcee who is identified by law enforcement officials as the ex-wife of actor-comedian Eddie Murphy. Troy David Stratos faces 14 charges of fraud, money laundering and obstructing justice. Stratos, 45, was arrested Tuesday and [...]

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Monday, December 19, 2011

Beach Boys announce 50th anniversary reunion tour (AP)

NEW YORK ? It's almost winter, but get ready for some surf and sun: The Beach Boys are reuniting.

The founding members of the classic rock group ? Brian Wilson, Mike Love and Al Jardine ? announced Friday they are getting back together to celebrate their 50th anniversary. They're working on a new album and also plan a 50-date tour that will take them around the world.

"This anniversary is special to me because I miss the boys, and it will be a thrill for me to make a new record and be on stage with them again," Wilson said in a statement.

The group also includes Bruce Johnston and David Marks, both of whom have been with the band for decades.

The Rock and Roll Hall of Famers gave birth to the California rock sound. Back then, the band members were Love, Jardine, Wilson and his two brothers ? Carl and Dennis Wilson, who have since died. With songs like "Good Vibrations," "I Get Around" and "California Girls," the quintet embodied the fantasy of West Coast beach life. Their albums, particularly "Pet Sounds," influenced rockers of their generation and beyond.

But Wilson suffered mental problems that caused him to withdraw from the band, and there were years of animosity between Love and Wilson, who are cousins, as well as lawsuits among members of the band. Still, they have gotten back together over the years, including for their 40th anniversary in the last decade.

Love remarked in the statement Friday on how he and Wilson were getting along well, sharing compliments together in the studio.

"Music has been the unifying and harmonizing fact of life in our family since childhood," he said.?"It has been a huge blessing that we have been able to share with the world." Referring to a Beach Boy hit, he added: "Wouldn't It Be Nice to Do It Again??Absolutely!"

The group was supposed to announce their reunion as a surprise during the Recording Academy's live nominations special for the Grammys last month, but those plans fell through.

However, Jardine said the group planned to appear at the Feb. 12 Grammy telecast in Los Angeles.

"There will be a surprise at the Grammys," he told Rolling Stone. "We will do something really exciting. There's a lot of interest in it, which is nice. It's going to be a very big operation."

The Beach Boys first concert is scheduled for April 27 at the New Orleans Jazz & Heritage Festival.

___

Online:

http://www.thebeachboys.com

Source: http://us.rd.yahoo.com/dailynews/rss/entertainment/*http%3A//news.yahoo.com/s/ap/20111217/ap_en_ot/us_beach_boys_reunion

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Sunday, December 18, 2011

This Week?s Hot Deals from Techbargains

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Source: http://the-gadgeteer.com/2011/12/18/this-weeks-hot-deals-from-techbargains-2/

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Obama taps Berner for new Financial Research job (Reuters)

WASHINGTON ? Dick Berner, an official at the U.S. Treasury Department and former Morgan Stanley chief economist, has been nominated by President Barack Obama to head the new Office of Financial Research, the Obama administration said on Friday.

The Office of Financial Research, created by last year's Dodd-Frank Wall Street overhaul law, is a new Treasury Department division with broad powers to collect and analyze data from financial firms to help check for systemic risk.

Berner currently works as a counselor in the Office of Research and Quantitative Studies at the Treasury Department.

He was previously a member of the Economic Advisory Panel of the Federal Reserve Bank of New York, the Panel of Economic Advisers of the Congressional Budget Office, the Executive Committee of the Board of Directors of the National Bureau of Economic Research, and the Advisory Committee of the Bureau of Economic Analysis.

Prior to working in the government, Berner was the chief economist at Morgan Stanley and also worked as chief economist at the Mellon Bank.

The Office of Financial Research has been working to get up and running since the passage of Dodd-Frank. It was created in response to the financial crisis, during which regulators failed to recognize the extent of subprime mortgage exposure throughout the financial system.

"For far too long, those charged with keeping the banking system stable have lacked the data and analytical power to keep up with complex and constantly evolving financial markets and products. The OFR was designed to help understand the factors that threaten our financial system, provide early warnings, and allow regulators to act on that information," said Senator Jack Reed, a senior Democrat on the Senate Banking Committee.

"I hope Mr. Berner can quickly be confirmed because with each day that passes, new financial products and activities go unanalyzed, and could put our economy at risk," he added.

Earlier this year, Treasury Secretary Timothy Geithner tapped Berner to advise him on a wide range of domestic finance issues. His duties at the Treasury Department have included working to set up the new research office.

Berner will need to be confirmed by the U.S. Senate.

Republicans have said they are concerned that the powers of the Office of Financial Research are too far-reaching and that it could become a target for hackers.

In a U.S. House hearing earlier this year, Berner told lawmakers the office would be "accountable and completely transparent" and that data security would be its top priority.

On Friday, Obama also nominated Nancy J. Powell to serve as an ambassador to India.

"These fine public servants both bring a depth of experience and tremendous dedication to their new roles," Obama said in a statement. "Our nation will be well-served by these individuals, and I look forward to working with them in the months and years to come."

(Reporting By Sarah N. Lynch; Editing by Gary Hill)

Source: http://us.rd.yahoo.com/dailynews/rss/economy/*http%3A//news.yahoo.com/s/nm/20111217/pl_nm/us_financial_regulation_nominee

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Saturday, December 17, 2011

Beaten Giants fan speaks on camera for first time

Stow spent months in a medically induced coma after being attacked outside Dodger Stadium

updated 6:34 p.m. ET Dec. 16, 2011

SAN FRANCISCO - The San Francisco Giants fan who was nearly beaten to death on opening day has spoken on camera for the first time since the attack.

In the video clip aired on San Francisco's NBC affiliate Thursday, Dr. Nancy Snyderman of the news magazine show "Rock Center" introduces herself to Bryan Stow, who is sitting on a bed.

After she introduces herself, Stow asks Snyderman: "How are you?" She says she's doing well, and Stow replies: "That's good."

"Rock Center" released the video to preview its full report on Stow's recovery at an undisclosed rehab center. The video is scheduled to air Monday at 10 p.m.

The paramedic and father of two young children spent months in a medically induced coma after being punched in the head, kicked and slammed to the ground outside Dodger Stadium last March.

He was moved from the hospital to the rehab center in October as he continues to recover from a traumatic brain injury.

Stow's family has chronicled his recovery on their blog. Last month, they reported Stow was still showing signs of confusion and frustration as he works to regain his ability to move and speak. They say he does recognize friends and family, whom he joined last month for Thanksgiving.

Louie Sanchez, 29, and Marvin Norwood, 30, were arrested and charged in the attack following a Los Angeles police investigation. Investigators describe the assault as the culmination of a string of confrontations they had with randomly selected Giants fans at the stadium.

Sanchez and Norwood both have pleaded not guilty to mayhem, assault by means likely to produce great bodily injury, and battery with serious bodily injury.

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.


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CSN: Sam Hurd makes Barry Bonds seem so insignificant, criminally speaking. And Bernie Fine makes him even more so, and Jerry Sandusky even more so than that.

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Source: http://nbcsports.msnbc.com/id/45703299/ns/sports-baseball/

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Networking, Scholarship and Service: The Place of Science Blogging in Academia

I submitted the first round of my materials for my third year review recently. The third year review is the half-way point between one?s hire as a tenure-track professor and going up for tenure. You can be fired at this point. But the most common outcome is that you get a strongly worded letter from the college detailing what you?ve done and what will be necessary from here on out if you want tenure. If you then don?t do as they say (get a grant, increase the number of publications, improve your teaching) then they have the grounds to deny you tenure.

If you?re in a supportive department as I am, then your third year committee?s job is to make the best possible case for you for when your case goes before the college. They pore over your curriculum vitae (academic resume), your papers, your teaching evaluations and research program. They observe your teaching, read your grants, and try to figure out how to articulate just how important you are to the department.

However, the job of an academic, and our expectations, are largely increasing. More papers are expected, more grants, even while teaching and service loads are increasing. And what it means to be an academic is changing. More online instruction actually means that teaching is more time-intensive ? it takes a lot longer to build a week of good online material than it does to write a few lectures. Students no longer wait to talk to you after class, they email you at all hours ? and will resend their email repeatedly if you don?t answer within 8-12 hours. Being slightly removed from our students but supposedly available 24 hours a day makes for a demoralizing, full inbox each and every morning.

But there are many wonderful things about how our jobs are changing, too. As depressed as end of semester emails make me, I am thrilled the other fourteen weeks of the semester because I can identify the ways in which my students have grasped basic skills and concepts better in my current blended teaching style, compared to the passive lectures they once received. For some academics, blogs and social media serve as both public outreach and scholarly work; for others they are an important place to give and receive mentorship. And the shrinking of many PhD programs mean undergraduate research experiences are on the rise as some of us look for other students to mentor, and I find these experiences especially rewarding.

So that third year review committee has a tough job ahead of itself in a case like mine. I don?t look like most of the people who have gotten tenure before me, at least in terms of how I allocate my time. They can figure out how to talk about my educational activities, because they can recognize components even if the medium or students look different. The research part should be a breeze too. But what they really want to know is, how do they talk about my blog?

It doesn?t help that ?blog? doesn?t sound very academic (oh, if only I had thought to call this the Context and Variation Monograph). And it doesn?t help that this writing isn?t just for scholars, but for everybody. That?s not because non-blogging academics don?t see the point of interacting with the public, but because this particular way of doing it is so strange to them. This isn?t a radio interview, or a book, or a talk at the local library, but a style of writing where the jargon is not academic but from the internet. We talk in ALL CAPS, we use emoticons and use extra exclamation points!!1!!1 :D We use the word ?fail? in a way totally different from its traditional meaning, which led to members of the American Anthropological Association getting angry and hurt when online anthropologists referred to the removal of science from its mission statement last year as #aaafail.

Then there are the takedowns.? Blog posts can be a number of things, but within science blogging two of the more common are explainers and takedowns. Explainers are when you provide background information or context for a particular topic ? this may be timely, as when there is a new primate fossil discovery and several anthropologists then explain its meaning in the context of the fossil record or modern primates, depending on their expertise. Or it may just be interesting or timely to them, as with my piece on inducing labor last month.

Takedowns, though, are critical and controversial. They are intentionally provocative. They do not write behind a veil of careful academic prose that weighs and measures each sentence. They take the criticisms that many academics privately share at the nearest coffee shop (because we so rarely have a watercooler) into the public sphere. And so these are particularly unsettling to read and categorize, if you are trying to understand a blog?s place in academia.

At Science Online last year, John Hawks said that ?blogging is at best a tertiary activity.? And I would agree. But that still puts it on the radar for those of us blogging pre-tenure today. I have no desire to alter my writing style or choice of topics on my blog to help me get tenure. At the same time, I would like to be able to articulate the ways in which the process of blogging, the networking from blogging, and scholarly blog posts are a meaningful part of my identity and production as a tenure-track professor. ETA: I?m embarrassed that I missed this important and delightful post by Greg Downey on this topic, just last month. Read it! Thanks to Kristina Killgrove for pointing it out in the comments!

* * *

Blogging to build a network

One part of blogging that is easy for most academics to understand is that it helps you network. Blogging has given me connections to anthropologists I might otherwise have never met (to name just a few). It exposes me to potential students, potential employers, potential external letter writers (those are the people who write letters on your behalf when you go up for tenure, and can make or break your case). When graduate students and junior faculty become fans of my blog, they tell senior faculty, and recently several of those senior faculty have told me. Now those senior faculty also read my blog.

This increased exposure also means that more journalists know who you are. When a journalist needs an anthropologist or scholar of ladybusiness, they are more likely to call me. And while academics have for a long time feared talking to journalists because journalists will ?get it wrong? or fellow academics will think they are grubbing for fame, times are changing. For one, you can certainly say no if a journalist?s time table is too short for you to give the considered response you want to give, or you don?t feel she or he is from a reputable organization. But you can also set some ground rules that allow you to see your quotes ahead of time. If you are in the blogging community and the journalist also blogs, there will likely be a mutual trust that will allow you to answer honestly and without fear.

I would also add that the stigma of interacting with journalists is decreasing in a climate where universities are competing for the best students and looking for ways to set them above their rivals. My university LOVES that I write for Scientific American, because every time you read one of my blog posts you likely note that I am an assistant professor at the University of Illinois. Now you won?t just associate that university with having had a terrible football coach (our bowl game sure will be interesting), but as a place that appreciates public service. Public engagement is a priority that is growing in Illinois?s mission, which is a good thing since many other people from here do amazing online science writing and outreach.

Finally, and this may be the most exciting part of how blogging improves networks, is that it can lead to giving talks at other institutions. This demonstrates our impact on the field, and how much respect we have from our colleagues. Every talk I have been invited to give so far this semester (and upcoming next semester) has been a direct result of this blog. Every single one. Yet many of them have been research talks or hybrid research/blog talks, which has allowed me to put my own work out there in front of another set of anthropologists. These have an enormous benefit for me, because I get to test out my ideas and receive constructive criticism from my colleagues. And, if the talk goes well, I?ve gained their respect as a scholar.

Blogging as scholarly writing

Blogging is scholarly writing in that it is writing as thinking. I put ideas out here, or explain basic concepts like life history theory, in a way that has enormous benefit to me, because the writing secures it in my brain. I am a more broadly knowledgeable anthropologist because of this blog; I read and write more than I would without it. Some of my posts are drafts of actual papers I hope to write. And other posts are ways to help me get through something about my job that is keeping me from fulfilling my potential as a scholar.

Blogging has improved my writing and analytical skills. For instance, while many aspects of evolutionary psychology have been unsettling to me for over a decade, it is only in writing about it on my blog that I have been able to better articulate why. And while I have been critical of the clinical study of women?s health for some time, I rarely get the opportunity to discuss the historical or cultural context except for in this space.

But blogging is not just a writing exercise. Blogging is a different way of having an academic conversation. I have had many important interactions with other scholars about evolutionary theory, the biocultural approach in anthropology, women?s health and other topics that have helped us each develop our own thinking. It?s just that the conversation is more public.

Finally, writing a blog can lead to peer-reviewed manuscripts. I?ve now been selected to be in the Open Lab anthology twice ? last year and this year. This is a peer-reviewed process, and I do list my contributions to these anthologies on my CV.

Examples of posts as scholarly writing:

Blogging as service

Finally, my blog provides three kinds of service: mentoring to junior colleagues, outreach to the public, and post-publication peer review. I?ve met with undergraduates and graduate students from other institutions as part of invited talks to discuss issues for women in science and academia as well as my research. I do a fair bit of email correspondence with young female students. I also write honestly about the ?work/life balance,? one of the dumber terms for a near-permanent state of sleep deprivation. In fact, I?ve discussed my third year review in the context of my attending the Purdue Conference for Pre-Tenure Women, and that post led to emails from novelists, doctors, and academics in all disciplines all over the country.

Other posts are intended for a more general audience, in order to raise awareness of the disconnect between women?s knowledge from peers and doctors and the often different information gleaned from anthropological science research. I have written on iron-deficiency anemia, labor induction, homebirth, and hormonal contraception, often contrasting medical assumptions with evidence-based reality.

A third kind of post serves as public outreach and a new form of scholarly writing: post-publication peer review. The peer review process is imperfect, and a growing number of blogs are devoting a significant portion of their space to analyzing published papers. This takes private academic conversations public, which is useful for layreaders and fellow academics. In addition to many solo efforts, I have collaborated twice with Scicurious, a pseudonymous postdoc in neuroscience and all-around kickass person. Our most recent tag-team, on a paper about maternal tendencies and facial femininity, resulted in an exchange with the lead author of the paper on the Scientific American Guest Blog, on its comment thread, and even spawned a separate post by another psychologist.

Post-publication peer review makes the scientific process more transparent to the layreader and, I hope, demonstrates the ways in which science is not straightforward but requires creativity and thoughtfulness alongside objectivity. This may prove increasingly important for young people, who see scientists as smart and good at taking tests, linear thinkers, and people who don?t need help understanding anything (McShanahan 2011). This scientist archetype prevails in graduate school and beyond, manifesting itself as ?impostor syndrome? if the scientist doesn?t feel they have these attributes or otherwise occupy an othered space in their field.

Finally, the main reason this type of scholarly writing is important is that it makes critiques public among fellow scholars. By airing our grievances, we may arrive at new ideas, or at least achieve a grudging respect for our differences. And this type of post-publication peer review can happen more quickly than letters to the editor in a journal, allowing for faster transmission of ideas. So far, daring to be critical at times has made me a more bold scholar, allowed me to articulate for myself and others why an anthropological lens is so important in understanding human physiology and behavior, and given me space to engage not only with people who agree with me, but with those who don?t.

Examples of posts as service:

?

Source: http://rss.sciam.com/click.phdo?i=c8fc40187970eb90ee1045f977b65792

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Friday, December 16, 2011

Golden Globes Shocks And Snubs: Ryan Gosling, 'Dragon Tattoo,' More

Nominations overlook 'The Girl With the Dragon Tattoo,' 'Breaking Bad' and 'Bridesmaids' breakout Melissa McCarthy.
By Josh Wigler


Ryan Gosling in "Crazy Stupid Love"
Photo: Warner Bros. Pictures

The 2012 Golden Globes nominations are here, and as always, there are plenty of surprises of both the good and bad variety. Some of our favorite actors walked away with unexpected nominations, while others were shockingly left off the ballot. Movies we did not anticipate making the cut broke past our expectations, while several films we considered shoe-ins were shut out entirely. In other words, it's just another year at the Globes!

From Ryan Gosling to "The Girl With the Dragon Tattoo," here are 10 of the biggest shocks and snubs among this year's Golden Globes nominees:

Shock: Ryan Gosling Goes for Two
There's no question that this was a big year for the Gos. Not only did he break up a street fight in the viral video seen 'round the world, he also acted the heck out of three great movies: "Drive," "The Ides of March" and "Crazy, Stupid, Love." We've been on the Gosling train for years now, and it's fantastic to see him getting recognized by the Globes this year. But it's what he was nominated for that left us shocked. If the choice were up to us, Gosling would be nominated for "Drive," not "Ides." There's not a lot of Globes love for Nicolas Winding Refn's phenomenal thriller, save for a much-deserved Albert Brooks supporting nom. But, hey, beggars can't be choosers. We're more than happy with the double-header for our guy!

Shock: "March" On
While we're on the topic, nobody here on the MTV Movies team would have predicted that "Ides of March" would get so much love at the Globes this year. It's a strong movie by all accounts, but worthy of nominations in three major categories (Best Actor for Gosling, Best Director for George Clooney and Best Picture Drama)? We're not so sure. Still, we love Clooney, and we love that he's getting further awards attention besides his predestined "Descendants" nomination. And there's no need to repeat our Gosling gush.

Snub: Melissa McCarthy Misses Out
It's great to see "Bridesmaids" nominated for Best Picture Musical or Comedy and Kristen Wiig in the Best Actress category — the R-rated comedy was one of our very favorite movies of the year, after all — but we're absolutely floored and disappointed by the Hollywood Foreign Press Association's snubbing of Melissa McCarthy. Wiig is wonderful in the film, and without her, "Bridesmaids" would not exist. But without McCarthy, "Bridesmaids" would not be excellent. She was the breakout star. She brought the thunder. She not only deserved a nomination, but arguably a win. Her absence from this year's Globes is almost as embarrassing as what went down in the bridal shop.

Snub: Globes Hates Tattoos
We're thrilled that Rooney Mara snagged a nomination for her transformative portrayal of punk-rock computer hacker Lisbeth Salander, but beyond that and recognition for Trent Reznor and Atticus Ross' score, "Dragon Tattoo" got left on the bench. After David Fincher and "Social Network" got burned toward the end of last year's awards season, we really thought he'd at least score Director and Best Picture Drama nods this year. No such luck. Looking at the film on its own merits, "Dragon Tattoo" is just fantastic filmmaking. The Movies team is obsessed with the crime thriller, as you'll hear in the coming days and weeks. Its lack of recognition at the Globes is more than deserving of some Salander-style revenge.

Shock: Extremely Quiet And Incredibly Far
"Extremely Loud and Incredibly Close" got nothing, nada, zip. We won't call that a snub — it wasn't our favorite movie of the year — but the fact that it got literally zero nominations is definitely a shock. Don't count it out of the Oscar race just yet, though: An adapted screenplay nom is almost certainly in its future.

Snub: No Nolte
Not only was "Warrior" actor Nick Nolte expected to get nominated for Best Supporting Actor, many expected him to win. Surprise: He's not going to win, because he's not nominated! Nolte's nowhere to be found this year, despite his recent SAG nomination. In fact, "Warrior" got absolutely nothing at the Globes. Nolte was really that movie's best chance, frankly, so we're starting to wonder about its awards season prospects.

Shock: Michael Fassbender has "Shame"
The Irish-German actor's Best Actor nomination was one of the biggest surprises of all. (Sorry, we couldn't resist.) Fassbender's fearless performance definitely deserved recognition, but we're very surprised — and very heartened — to see "Shame" overcome the NC-17 stigma. Odds of a win aren't in his favor, but Fassbender's nomination is much deserved after the actor's absolutely amazing year.

Snub: Tinker, Tailor, Soldier, Snub
Perhaps Gary Oldman's road to Oscar just isn't meant to be. The "Tinker, Tailor, Soldier, Spy" got overlooked by Globes against all odds. It really is close to impossible to believe that Oldman has never been nominated for an Academy Award, and we thought "Tinker" would finally be his chance at not just a nom, but a win. But now that he's been shut out by the Globes, does he really have any shot at all on Oscar night? We're still hopeful, but not optimistic.

Shock: "American" Success Story
Before we go, a quick look at TV land. Ryan Murphy's "American Horror Story" got nominated for Best Television Series (Drama), a move that's sure to surprise a lot of people (even if that Jessica Lange nomination surprises precisely no one — she was one of our Top 10 TV Characters of 2011, after all). "AHS" is one of the most thoroughly disgusting, unsettling shows on the small screen, now or ever: How many other programs this year showcased a school shooting in such gory detail, or stitched deceased fetuses together to create one terrible Franken-baby? That said, "Horror Story" also features one of the greatest casts on all of television, and it pushes its plot forward with a ferocity matched by few other series. Like all things on the FX thriller, the "Horror" nomination is a shock, but a welcome one.

Snub: "Breaking" Bust
No one's going to argue that Bryan Cranston deserves that Best Performance nomination, but seriously, there's not a single other "Breaking Bad" nom? That's just flat-out ridiculous! "Breaking Bad" just came off its greatest season ever. Cranston nailed it as Walter White, but fellow actors Aaron Paul as reluctant assassin Jesse Pinkman and Giancarlo Esposito as meth kingpin Gustavo Fring also turned in marvelous performances worthy of not just nominations, but full-on awards. (While we're at it, here's my super-quick opportunity to say that "Sons of Anarchy" should have gotten some love as well. Like "Bad," this season of "SOA" was not just its greatest one yet, but perhaps the greatest season of television all year.) Acting aside, "Breaking Bad" deserved a Best Television Series spot much more than newbie "Boss" or even "Horror Story," much as we're happy to see it on the list. Needless to say, we're not happy about the oversight. Besides, Hollywood Foreign Press Association, didn't you hear? Walter White is the danger!

For breaking news, celebrity columns, humor and more — updated around the clock — visit MTVMoviesBlog.com.

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Source: http://www.mtv.com/news/articles/1676051/golden-globes-nominations-snubs-shocks-gosling-dragon-tattoo.jhtml

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Democrats Have Nothing to Fear from Gingrich Candidacy (ContributorNetwork)

COMMENTARY | According to the most recent Gallup poll, Newt Gingrich is the frontrunner in the Republican nomination for president. And it is not only voters who are starting to take seriously the thought of Gingrich as the Republican nominee for president. The possibility of Gingrich as the Republican standard bearer has reached the level where Politico reports that some of Newt's biggest critics within the party are for the time being quiet for fear of possibly damaging their potential nominee. All of which should make Democrats giddy.

There may be more flawed presidential candidates in the modern era than the thrice-married, Freddie Mac historian with a six-figure Tiffany account who brought us the government shutdown. But one is hard pressed to think of anyone in recent memory who combines Gingrich's personal and political foibles.

Yet, leave it to the Democrats to snatch defeat from the jaws of victory. Although everyone from liberal icon Barney Frank to conservative provocateur Ann Coulter are claiming a Newt candidacy would be a boon for the Democrats, yet according to an article in the Washington Post, some Democrats are beginning to fret at the possibility of facing off against Gingrich in the general election, fearing that unlike Romney, Gingrich would both excite the Republican base and appeal to Hispanics. To these Democrats I say: Relax. Let's look at each of these claims.

It is certainly clear, as evidenced by his inability to climb in the polls despite unarguably steady performances in the debates, that Mitt Romney has some real difficulty in exciting the base of his party. However, the Republican base is already pumped up at the prospect of beating the man many perceive as the socialist-in-chief. In fact, it is the Democrats who have much more of a reason to worry about their base, since many on the liberal leaning side of the party have been disappointed in everything from Obama's failure to close Guantanamo to his stepping up the war in Afghanistan to what is perceived as multiple cave-ins to the Republicans on the budget. There is nothing short of resurrecting Ronald Reagan more likely to drive this wing of the Democrat party to the polls than a Gingrich candidacy.

Neither should Democrats be concerned about Newt's outreach to Hispanics. In the last debate he suggested that some illegal immigrants who have been in this country for a long time should be given some legal status. But the only reason his proposal sounds remotely reasonable is the red meat the rest of the GOP field is throwing out on this issue. Indeed, when it comes time for the campaign, Newt will be stuck with the Republican platform on immigration and hemmed in on this issue in the same way as John McCain, who was even more outside the Republican mainstream on immigration but could not benefit electorally from his position.

By many accounts, it was Newt who saved the last Democratic presidency. History just might repeat itself.

Source: http://us.rd.yahoo.com/dailynews/rss/democrats/*http%3A//news.yahoo.com/s/ac/20111214/pl_ac/10621779_democrats_have_nothing_to_fear_from_gingrich_candidacy

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Wednesday, December 7, 2011

A consumer's tale of a credit report 'Catch-22'

Thomas Tupper

Tom Tupper and his young son, Josiah. Tupper says a mistake on his credit report cost him 48 points on his credit score and that credit bureau TransUnion ignored all the evidence he produced.

By Bob Sullivan

A single error on your credit report can really hurt. It might drop your credit score 50 points, costing you an auto loan or pushing you into subprime mortgage status. It could cost a job if you're in the process of applying.? It could raise your auto insurance rates.? And, says consumer Tom Tupper, it's a direct insult to your integrity as a person.

But worst of all: Sometimes it seems that no amount of hard evidence can persuade a credit bureau to fix such a costly mistake. At least, that's the story Tupper is telling. And he has plenty of evidence to back it up.

Tupper's travails through credit bureau TransUnion's dispute resolution process sound like they sprang from a Joseph Heller novel; and the ?Catch-22? he describes offers a glimpse at how bureaus apply justice the 20,000 times per day that consumers plead for help with a mistake on their credit report.

"It is an insult to report something about me inaccurately. It?s not acceptable. ? It?s a reflection of my integrity as a person,? Tupper said. ?I do take it personally.?


?TransUnion refused to answer questions about Tupper?s situation for this story.

?To protect the privacy of consumers, TransUnion does not comment on individual cases,? said company spokesman Clifton O?Neal.

?But Tupper is eager to share his version of events.

Tupper, an avid credit monitoring user, says he spotted an error in his TransUnion report in October indicating that he was 30 days late on a car loan payment in September 2010. He looked up his TransUnion credit score, and found it had plummeted by 48 points. Days later, when the mistake spread to Equifax and Experian, his scores from those firms fell too, but not as sharply.

?The 43-year-old Irvine, Calif. software engineer keeps copious records -- he has copies of every monthly statement from his car loan -- and he was sure he'd never been late. But the September 2010 blemish was even more curious because he was being reported late by Santander Consumer USA, a loan-servicing company that had taken over the loan from Citibank that month. He also sold the car a soon after, and had copies of the payoff check from the dealership that was deposited to pay off the loan. Finally, he even made an extra payment to Santander after he traded in the car, just to make sure there was no late payment.

Fast-forward to October of this year, when Tupper looked at his credit report and discovered that Santander was reporting him as a deadbeat. His blood boiled.

He immediately went online and filled out the TransUnion dispute form. He heard back four days later, when his request for a correction was denied and TransUnion affirmed the late payment.? Furious, he sent a second dispute form to TransUnion, this time in snail mail, along with a folder piled high with documentation.? Tupper shared the file with msnbc.com. Here's a sample of what he included:

*A letter from Citi Financial and Santander making it clear that Santander USA only began servicing the account as of 9/6/2010. That meant Santander couldn't report him as 30 days late in September 2010.

*Santander's first monthly account statement to him, showing his payment was received and credited on Sept. 17, 2010, and that his account was up to date.

*A copy of the loan payoff check, including routing and transit numbers indicating it was cashed.

*Loan payoff notes from both Citibank and Santander.

Tupper heard nothing for weeks, so he called TransUnion on Nov. 15.? The response he received was straightforward:

"They said, 'Here's the deal. We've just completed our investigation, and we're not going to change it.'" Tupper said.? "And the operator said that since I'd disputed it twice, any other dispute I tried would be seen as frivolous and would be ignored."

When Tupper pressed for a reason, he said the operator was rude, but eventually told him that there was no way for TransUnion agents to verify his documents as authentic. She didn't offer him any way to make the documents believable to the firm

"I kind of went ballistic," he said.? "I said, 'If you think about that, how can anyone prove anything to you?' "

Similar complaints have dogged the credit reporting agencies and their dispute process for at least a decade. By law, the agencies are supposed to give consumers a chance to make their case when lenders place blemishes on their credit reports. But in practice, consumer lawyers argue, credit reporting agencies often ignore evidence supplied by consumers and simply ask lenders -- called furnishers, in credit bureau language -- to "verify" the debt. It's the equivalent of asking, "Did you say this?" When furnishers confirm they did, that's often the end of the case.

Depositions taken from former employees in cases filed against the credit bureaus paint a frantic picture of dispute resolution, which often occurs in off-shore call centers. According to SmartMoney magazine, one TransUnion official said that workers were expected to complete up to 22 cases an hour. An Equifax worker estimated she was allotted four minutes per dispute.? There isn?t time for much more than a simple yes or no question to the lender.

"It is really quite appalling when you really think about it," Tupper said. ?When I gave that proof to TU and demanded they remove the incorrect entry, they basically ignored me and sided with the data furnisher... So here is the rub: What's to stop anyone from reporting anything derogatory about you to a (credit bureau)?"

The credit bureaus, as a group, often argue that their system is overwhelmed with fraudulent disputes by shady credit repair agencies and consumers trying to game the system.? And they argue that many errors are corrected.? A 2005 report by Congress' General Accountability Office found that 69 percent of surveyed consumers who had disputed items on their credit report said they'd been removed.? That report also cited testimony from the Consumer Data Industry Association indicating these results for consumer disputes: data had been deleted in 27 percent of the disputed cases, but verified and left on the person?s report in 46 percent of the cases.

Mountains of consumer complaints found online suggest Tupper's case is not unusual, however.

"If I come at you with evidence, it seems to me that as an organization you ought to err on the side of caution, rather than side with the lender,? Tupper said. ?... In simple terms, TransUnion has effectively taken the stance that there is no level of documentation that a consumer can maintain which they will accept as legitimate proof that they have wronged the consumer. If a consumer's banking records, along with the very account statements provided to the consumer by a lender, other banking transit documents, and payoff documents are not considered as adequately evidentiary by TransUnion in an accuracy dispute, then what hope does any consumer have of ever protecting themselves from victimization?"

Tupper's story, however, has a happy ending.? He exercised a relatively new consumer right granted by Congress in 2005, but not implemented until last year that lets consumers dispute credit report blemishes directly with the furnisher after a failed dispute with a credit bureau.? Tupper sent his powerful packet of evidence to Santander via e-mail in late November, and followed up with a flurry of phone calls.? Santander quickly changed the way it was reporting Tupper's account to "paid as agreed," and within 48 hours, his credit report was clean again. His credit score returned to normal soon after.

"For me, it was more infuriating than anything else because it was so wrong," Tupper said. "I wonder how many consumers in my position simply give up, and live with seven years of inaccurate credit scoring because they simply haven't got the means to fight back....? These agencies wield tremendous power in the lives of consumers, and unfortunately they are frequently difficult to hold accountable for wronging consumers.?

RED TAPE WRESTLING TIPS

If you feel you have an error on your credit report, it's important to file a dispute right away. There are ?plenty of guides for doing so online; start with the Federal Trade Commission's instructions.

The ability to dispute a report directly with a furnisher is an important new right for consumers. Here are tips on how to begin that process.

And if all else fails, look for a consumer attorney with experience fighting Fair Credit Reporting Act cases at the National Association of Consumer Advocates website.

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Source: http://redtape.msnbc.msn.com/_news/2011/12/05/9229571-consumer-trove-of-evidence-didnt-persuade-credit-bureau-to-fix-error

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